The Facts about a Personal Injury Lawsuit

May 31

It may seem to you that everybody is suing everybody else for personal injury, but that is not the case at all. For one thing, it is not at all easy, or cheap, to sue anyone and it takes a lot of time besides. It is not true that all you have to do is hire a lawyer and you just sit back and wait for developments. Your lawyer will need input for you, and the defendant may do a thorough background check on you. It could get embarrassing or uncomfortable.

However, when serious injury is involved, it may be worth the trouble. According to the Abel Law Firm website, the effects of serious physical or mental injury can be devastating. At the very least, you will need financial help to get through it, and in most cases, it involves a personal injury lawsuit.

If you are considering a personal injury lawsuit, there are three things you need. You need to prove that someone was at fault, you sustained a serious injury, and there was a breach of duty of care. As pointed out on the website of Karlin, Fleisher & Falkenberg, LLC, this is easier said than done. However, if you have a good case, you should have a good chance of success.

When you do decide to sue, you need to know that it is easier if you get a lawyer with a personal injury practice in the same area. This is because laws on personal injury differ from state to state. For example, if you live in Killeen or the surrounding towns, you probably want to talk with Houston personal injury attorneys. You may not get the best results if you retain a corporate lawyer from another state. This is especially true if you are planning to sue a big corporation.

If you feel you have no choice but to ask for compensation for your personal injury, you should take the time to find a really good lawyer. As many personal injury lawyers only accept payment when they win, they will not take on a case if it has no merit. Your initial consultation should be free, so you do not have to worry about that.

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Defining a Seismic Hazard Zone in the NHD report

May 30

California is regularly inundated with natural disasters, and some areas are more likely to be affected than others are. As a result, the state government has established hazard zones and indicated them in special maps. The government has also required all property sellers in the state to provide prospective buyers with a Natural Hazard Disclosure or NHD report.

The NHD report became a requirement when the Natural Hazards Disclosure Act took effect on June 1, 1998. The NHD report may be based on the Natural Hazards Disclosure Statement form or the Local Option Real Estate Disclosure Statement provided under the California Civil Code (§1102.6c or §1102.6a, respectively). One of the inclusions in either one of these reports is the seismic hazard zone.

A seismic hazard zone is an area that is likely to have landslides and liquefaction occur in the event of an earthquake. Liquefaction refers to the breakdown of waterlogged soil. Geologists determine the zones based on the composition and nature of the soil and rock of a particular area. Areas of weakness are prone to failure when an earthquake hits. Any structure built on that location is likely to sustain heavy damage unless it has been specially designed and built to withstand these events.

The State Geologist issues Seismic Hazard Zone maps to the affected city or county agencies, which in turn can use the information to control the development of real estate and oversee the construction of structures. In general, single dwellings of two stories or less are not required to comply with state regulations. However, local agencies may still require sellers of these properties to provide buyers with a copy of the NHD report.

The NHD report can be filled out by the seller, but it requires the seller to go to the various agencies to ascertain if the property is in one of the six hazard zones specified in the report. There are reliable companies that provide this service for a minimal fee.

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Documents You Need for Alzheimer’s Disease Planning

May 25

Alzheimer’s disease (AD) is a common ailment among the elderly. About 44 million people in the world live with it as of 2014, with 210,000 in Illinois alone. It is like a thief in the night, slowly robbing the patient of the ability to remember, learn, and think. People with AD typically live between 3 and 9 years more after diagnosis, and during that time, the degeneration can be hard to bear for those who care for them.

Early diagnosis of AD can help push back the onset of the disease, but there is no cure for it. Because it erodes the mind, there will come a time when patients can no longer make decisions about their own care and their finances. This is the reason why it is important to do Alzheimer’s Disease Planning as soon as possible after diagnosis.

Illinois enacted the Alzheimer’s Disease Assistance Act to address the needs of its stricken citizens. However, it is a work in progress, and according to the 2014 State of Illinois Alzheimer’s Disease Annual Survey, less than 5% of respondents believed the state government was handling it adequately. People diagnosed with AD have to take matter into their own hands.

You can do AD planning without a lawyer, but the advice and assistance of an elderly lawyer can be invaluable. There are some excellent elderly law attorneys in Chicago that can help you with this issue as well as other legal matters. However, you do need to give your lawyer copies of some documents to do your AD planning. These include:

  • A list of the names and contact information of close relatives, caregivers, accountants, financial managers, business partners, and domestic partners
  • A list of your assets such as bank accounts, real estate, and other tangible property
  • Estate plans, wills, trusts, and powers of attorney
  • Healthcare plans or agreements
  • Income tax returns
  • Insurance policies
  • Real estate deeds

AD is devastating enough to your closest and dearest. Do not add to it by forcing them to make hard decisions. Have your lawyer draw up a plan according to your wishes that considers everything. This should include healthcare and financial issues.

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